Instant clarity
Photograph any invoice or fine and get the amount, reference, and due date extracted automatically — no manual data entry needed.
Professional debt management — starting with a clear overview
full control, fully private.
Stop losing track of invoices, fines, and payment deadlines. NL-DebtControl gives you a single, organized view of every debt — with smart reminders and a realistic repayment plan, all processed privately on your device.
0
% Data stays on your device
One place for every debt
Never miss a deadline again
0
Max repayment term
The app
Everything you need to get out of debt — in one simple app.
Quick login
Everything you need to manage your debts
From first scan to final payment — a clear path forward, built for your peace of mind.
Your data stays private
Sensitive details like your BSN are detected and masked on your device. Nothing leaves your phone unless you choose to share it.
One view of every debt
All your fines, invoices, and reminders in a single dashboard. No more lost letters or missed deadlines.
Deadline alerts
Get notified before payment due dates so you never miss a deadline. Stay on top of every debt, automatically.
Repayment planning
Choose a term that fits your budget. See WIK fees, interest, and monthly costs clearly — then lock your plan with confidence.
Secure by design
Your data stays on your device. BSN is masked before anything leaves your phone, and you can delete everything anytime.
Three steps to a clear debt overview
Get started in minutes — no credit check, no commitment.
1
Scan your documents
Take a photo of your fine, invoice, or reminder letter. We'll extract all the important details automatically and save them in one place.
2
Review your overview
All your debts appear in a clear timeline with due dates and amounts. See exactly what you owe and when it's due.
3
Plan and confirm
Choose a comfortable monthly amount, review the full cost breakdown, and lock in a plan that works for you.
Your data stays yours
We built NL-DebtControl so you never have to choose between getting help and keeping your privacy.
Processing stays on your phone
Document analysis runs locally on your device. Images are used only during the scan and then discarded.
BSN stays private
Your citizen number is detected and blurred in real time, so it never appears in saved data or screenshots.
Secure by default
Tokens and sensitive data are stored in the phone's secure enclave, not in plain text or shared storage.
See your full repayment picture
Pick a term, see every cost, and confirm a plan that fits your budget.
1
Pick your term
2
Review costs
3
Confirm plan
Total amount to repay
€699.00
Total repayment
€1,182.20
Debt
WIK
Interest
Simple, transparent pricing
Choose the plan that fits your needs. No hidden fees, no surprises.
Monthly
€4.99/mo
- Unlimited document scans
- Smart repayment reminders
- Debt overview dashboard
- WIK & interest calculator
Most popular
Annual
€49.00/yr
Save 33% vs monthly
- Everything in Monthly
- Priority support
- Export reports (PDF)
- Multi-device sync
Identity verification, clearly explained
See which verification flows are demos today and what a live connection would mean before you continue.
Bank identity with iDIN
The bank selection shown in the app is a demo. A live iDIN connection is not configured yet.
IBAN check with Mollie
The €0.01 checkout shown in the app is a demo. It does not make a live verification payment.
Know what is shared
A real verification flow should name its provider and explain what information it requests before you continue.
When the paperwork starts to feel manageable
Illustrative situations based on common debt admin challenges — not customer testimonials.
A common situation
When letters pile up
The letters were in three different places, and I kept putting them off. Seeing the amounts and due dates together made it easier to choose one thing to handle first.
A common situation
Before choosing a plan
I wanted to know the monthly amount and the full cost before deciding. Putting the numbers side by side helped me see what would fit my budget.
A common situation
When a deadline is close
I had missed a date before and did not want it to happen again. A reminder gave me a nudge to check the letter and decide what to do next.
Common questions
Everything you need to know before getting started.
No. Scanning and text extraction happen entirely on your device. You decide what to send, and only the necessary repayment details are shared.
No. NL-DebtControl is an independent planning tool. It helps you understand and organise your debts, but it does not provide credit or collect payments. All repayment estimates are for planning purposes only.
Your BSN and sensitive details are masked on your phone before anything is sent. Data is encrypted in transit and at rest, and you can delete your account and all associated data at any time.
The app is free to download and use. Optional subscriptions unlock advanced features like PDF export and multi-device sync. See our pricing page for full details.
Get started today
Download the app for Android.
NL-DebtControl is an independent planning tool. It does not extend credit, hold an AFM license, or collect payments on your behalf. All repayment estimates are for informational purposes only.